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Brokerage & Consulting

Your trusted partner in offering employee benefits

Navigating health insurance and other employee benefit offerings is not getting any easier for small and mid-sized employers. You don't have the time or the wherewithal to be a group benefits expert, so you partner with someone who is.

 

Here's the challenge... the brokerage industry has become increasingly compromised in recent years due to heavy M&A activity. Once an industry rampant with local, independent, entrepreneurial firms is now largely run by national entities with fiduciary obligations to their investors, not their clients.  This does not make these firms evil, it just creates misalignment.  Misalignment creates missed opportunities, the potential for over spending, and often brings the filtering of solutions that could better support your business and employees.

Brokerage

A benefits broker act as an intermediary, connecting buyers (employers) and sellers (insurance companies) in various markets.  Brokerage firms earn revenue through commissions built into premiums, fees for services, or a combination of both. 

Consulting

Aside from just placing insurance, the modern benefits advisor helps navigate the employer obligations that come with offering benefits (i.e. compliance, administration), and the complex landscape of options available.

A tailored approach for each employer client

​As an aligned broker partner, we present the full spectrum of options available based on your company size, location, industry, culture, risk profile, and more. We work with you to implement plans that balance employee needs as well as the financial and administrative impacts to your organization.

Benefits expertise

​Health

  • Health Insurance

  • Dental Insurance

  • Vision Insurance

  • Health Savings Accounts (HSA)

  • Flex Spending Accounts (FSA)

  • Employee Assistance Programs (EAP)


Life & Disability

  • Basic Life Insurance

  • Voluntary Life Insurance

  • Disability (STD, LTD)

  • Individual Disability Insurance (IDI)

  • Paid Medical/Family Leave

Voluntary

  • Accident 

  • Critical Illness

  • Hospital Indemnity

  • Group Legal

  • Identity Theft Protection

  • Pet Insurance

  • Student Loan Repayment

  • Tuition Reimbursement

  • Lifestyle Spending Accounts

  • Concierge Services

  • And much more

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