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Health Insurance

Your fastest growing expense

Health insurance is typically a top 3 expense for employers.  Decisions surrounding this expense are a challenge financially, and many times personally.  Employers want to do the right thing, but the options are stale and the cost increases are unsustainable.

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If you are looking for someone to watch after this expense like it's their own, you've come to the right place.  Our job is two fold... help you understand your options in the current environment, and build new, more sustainable options for the future.

Group Health Plan Options

FULLY INSURED

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LEVEL FUNDED

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SELF INSURED

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Extensive expertise

  • Fully-Insured plans

  • HRA and MERP strategies

  • Carrier Level-Funded plans

  • Customized Level-Funded plans

  • Partially Self-Insured plans

  • Limited Network strategies

  • Third Party Administration (TPA)

  • Stop Loss Insurance

  • Group Health Captive Stop Loss

  • Pass through PBM Solutions

  • PBM Consulting & Auditing

  • Pharmacy Cost Savings Programs

  • Reference Based Pricing (RBP)

  • Direct Primary Care (DPC)

  • Claim Reporting & Data Analytics

  • Carrier Marketing Analysis

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